Privacy Policy

Last Updated: January 2026

GoldIRA Insights ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

Information We Collect

Information You Provide

We may collect information that you voluntarily provide to us when you:

Contact us through our contact form
Subscribe to our newsletter or updates
Participate in surveys or feedback forms

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing behavior, including:

IP address
Browser type and version
Operating system
Pages you visit and time spent on pages
Referring website addresses

How We Use Your Information

We use the information we collect for various purposes, including:

To respond to your inquiries and provide customer support
To improve our website and user experience
To send you updates, newsletters, or marketing communications (with your consent)
To analyze website usage and trends
To comply with legal obligations

Cookies and Tracking Technologies

We may use cookies, web beacons, and similar tracking technologies to collect and store information about your preferences and browsing behavior. You can control cookie preferences through your browser settings, though disabling cookies may affect website functionality.

Third-Party Services

Our website may contain links to third-party websites or use third-party services (such as analytics tools). These third parties have their own privacy policies, and we are not responsible for their practices. We encourage you to review their privacy policies.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

The right to access your personal data
The right to correct inaccurate information
The right to request deletion of your data
The right to object to processing of your data
The right to data portability

Children's Privacy

Our website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us through our contact page.

Frequently Asked Questions

Can I transfer my IRA to gold?+

To transfer your IRA to gold: (1) Research and select a reputable gold IRA company, (2) Open a self-directed IRA account, (3) Complete a transfer request form — your new custodian handles the paperwork, (4) Once funds arrive, choose IRA-approved gold products, (5) Your gold is shipped to a secure, insured depository. The process is tax-free and penalty-free with a direct transfer.

Does Fidelity offer a silver IRA?+

No. Fidelity does not offer a physical silver IRA. A silver IRA requires a self-directed IRA custodian (such as Equity Trust, STRATA Trust, or Kingdom Trust) that can hold physical metals in an IRS-approved depository. Fidelity offers silver ETFs and mutual funds, but a silver IRA holds physical bars and coins under IRC §408(m) — a different account type entirely.

What does Warren Buffett say about buying silver?+

Warren Buffett purchased 129.7 million ounces of silver between 1997–1998 through Berkshire Hathaway — the largest private silver acquisition on record — then exited the position by 2006. He has since favored productive assets over metals, arguing gold and silver produce no earnings or dividends. Critics note his 1997 silver purchase itself demonstrates the metal's role as a store of value during periods of monetary uncertainty.

What is the 80/50 rule for silver?+

The 80/50 rule is a portfolio allocation guideline — not an IRS regulation — suggesting 80% of a precious-metals allocation in gold and 50% of the remaining metals in silver for volatility balance. A silver IRA is subject to IRC §408(m) rules (minimum .999 fineness, IRS-approved depository storage), not marketing allocation formulas. Why does Dave Ramsey say not to invest in gold or silver? Ramsey argues metals historically underperform diversified equity mutual funds over 30-year horizons and lack dividend yield. Critics note his position ignores the inflation-hedge and tail-risk roles silver plays in retirement portfolios.

Is there a penalty for converting my IRA to silver?+

You can convert your IRA to silver without penalty by using a direct transfer (trustee-to-trustee). This method moves your funds directly between custodians without triggering taxes or penalties. Avoid indirect rollovers unless you can redeposit within 60 days. Consult with your silver IRA provider to ensure a smooth, penalty-free conversion.

How long does an IRA-to-silver transfer take?+

An IRA-to-silver transfer typically takes 1 to 3 weeks. The timeline includes opening your self-directed IRA (1-2 days), processing the transfer request (5-10 business days depending on your current custodian), and purchasing your silver (1-3 days). Some providers offer expedited processing.

Can I convert only part of my IRA to silver?+

Yes, you can convert a portion of your IRA to silver — you don't have to move everything. Many investors choose to allocate 5-20% of their retirement portfolio to physical silver for diversification. This allows you to keep your existing investments while adding the stability of silver.